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Affordable Health Insurance is Here
Patient Protection & Affordable Care Act

Get Covered, Iowa!

Now there are even more good reasons to have health insurance. No matter your income or employment status, everyone now has access to quality, government-qualified health plans.

Affordable health insurance. Easy to shop.

You may qualify for help in paying for the insurance or even the cost of health services. Shop online with the new Health Insurance Marketplace or talk to a Mercy representative.

The Marketplace is now open. It’s a one-stop-shop for a plan that fits your budget and coverage needs.

Watch a video about the Marketplace, created in partnership with Mercy, UI Health Care and KCRG TV-9.

Healthcare Coverage

Scroll down for more information about the law, who qualifies, and how to shop for insurance.

7 Good Reasons to Cover the Whole You

Preventive care services are included at no additional cost. You cannot be denied coverage due to pre-existing conditions. Coverage includes:

  • doctor visits
  • hospital stays
  • wellness care
  • prescriptions
  • emergency services
  • maternity and newborn care
  • pediatric care

Here are the Essential Health Benefits in every plan. The Glossary of Health Coverage and Medical Terms can help you understand deductibles, co-pays and other common health insurance terms you need to know.

We’ve got you covered. And we’d like to continue to help.

We’re a member of the University of Iowa Health Alliance and our affiliated doctors have you covered all across Iowa, eastern Nebraska and the Illinois Quad Cities.

When you shop the Marketplace, look for insurance plans that include Mercy Medical Center - Cedar Rapids so you can continue to use our services.

  • UI Health Alliance logoIf you are enrolling in the Iowa Health and Wellness Plan, please choose:
    • a primary care doctor in the Mercy Cedar Rapids network
  • CoOportunity Health logoIf you are enrolling in commercial insurance, please choose:

We’ve teamed up with the University of Iowa Health Alliance and its doctors to bring you better coordinated care all across Iowa. Through the alliance, we have access to University-level care, helpful research and wellness programs.

Get covered today. It’s the law.

Get quick answers about Obamacare laws and the Health Insurance Marketplace

The Affordable Care Act requires everyone legally living in the U.S. to have health insurance beginning January 1, 2014. If you do not have health insurance, you are required to sign up during open enrollment, now through March 31, 2014. You can shop for plans by phone, through a broker, at on-site enrollment locations, or at the online Health Insurance Marketplace. If you choose not to enroll for insurance, the law states that you will face tax penalties.

The new Marketplace

This is health insurance made easy. One simple application guides you to the right plans.

What You Need to Know about the Health Insurance Marketplace (video).

Look for us on the Iowa and Nebraska Marketplaces! If you want to continue to receive care from Mercy Medical Center, we are included in CoOportunity UI Health Alliance products. Our healthcare providers have you covered all across Iowa, eastern Nebraska and the Illinois Quad Cities.

  • Four levels of options: Platinum, Gold, Silver, and Bronze
  • All government Qualified Health Plans.
  • Options that fit your income and family size
  • Easy to compare benefits and costs
  • 10 Things to Think About When Choosing a Plan

Who shops the Marketplace?

  • People eligible for Iowa Health and Wellness Plan. Sign up now through March 1, 2014. coverage begins January 1, 2014
  • IowaCare patients. You MUST enroll in the Iowa Health & Wellness Plan by December 31, 2013, to continue coverage
  • Self-insured individuals looking for commercial insurance
  • Individuals with no insurance
Learn about health insurance that works for you and your employees under Obamacare

How to Reach the Marketplace

Before you begin contacting the Marketplace, review this Market Application Checklist.

  • Online: Health Marketplace for Iowa or CoOportunity Health
  • By Phone:
    (Government): 1 (800) 318-2596 
    TTY: 1 (855) 889-4325 
    CoOportunity: 1 (515) 777-7050
    Mercy: (319) 398-6695
  • You can mail the paper applications available at the links below to:

    Health Insurance Marketplace
    1005 XYZ Drive
    Washington, DC 20005

    CoOportunity Health
    2700 Westown Parkway, Suite 345
    West Des Moines, IA 50266-1411

  • In person with your local broker 

Consumer paper applications are available from

Financial Assistance

You may be surprised about who qualifies for financial help. Find out exactly how much assistance you qualify for by applying at the Health Insurance Marketplace.

Try this calculator
Get an estimate of your eligibility for subsidies and how much you could spend on health insurance before you shop the Marketplace.

Use the Kaiser Family Foundation Subsidy Calculator to help you estimate your health insurance premium or tax credit.

Mercy CEO on Health Insurance Open Enrollment

Mercy CEO, Tim Charles, speaks with KCRG TV-9's Beth Malicki about the upcoming health insurance enrollment as part of the Affordable Care Act:

KCRG Live Chat Transcript

Please note: Some browsers may not display the KCRG Live Chat properly; please use another browser if possible.

CBS 2 Town Hall: The Affordable Care Act in Iowa Program

CBS 2 Town Hall: The Affordable Care Act in Iowa
Live Chat Transcript


Talk to us about enrolling in the Marketplace

We’ve partnered with a number of community organizations to make sure everyone knows all U.S. citizens must have health insurance in 2014. We’re prepared to assist you to help you reach the Marketplace and get the government assistance you may qualify for.

Mercy can help patients get the coverage they need. Contact (319) 398-6695 for assistance.

Talk to Us:

Mercy can help patients get the coverage they need. Contact (319) 398-6695 for assistance.

Confused about health care changes? We can help.

New Patients:

We’re happy to assist you in finding a provider that’s right for you. To learn which providers are accepting new patients, please call the Find-a-Doc line at (319) 369-4444 between 8 a.m. and 4 p.m. Monday through Friday.

Find a Doc logo